12 online payment methods for your ecommerce website
🕑 Article from : 06 02 2021 - Last update : 29 06 2025
Overview of online payment methods. PayPal, Stripe, HiPay and some others, nowadays there are many online payment solutions, here we will review some of them to help you make your choice for your ecommerce site.
One of the most important steps before launching your e-commerce site, the choice of payment method. Various criteria will have to be taken into account in your final choice, including ease of use, ease of installation, safety and reliability.
The price is also important. Don't forget to compare all the elements of the different solutions (installation costs, subscription price, percentage on each sale). Depending on your needs, the most interesting solution will not necessarily be the same.
There are many solutions nowadays, here we will review some of them to help you make your choice.
The 12 online payment methods we’ve selected for your e-commerce website:
1 - PayPal
PayPal needs no introduction. Founded in 1998, it is one of the most widely used online payment solutions, featured on countless websites around the world. With over 400 million active users, it’s a trusted and familiar option for buyers and merchants alike.
PayPal offers a wide range of features for online merchants. It allows customers to pay without sharing their banking information and includes helpful options such as purchase protection, “Pay in 4” installment payments (available in many countries), and support for selected cryptocurrencies like Bitcoin.
2 - Stripe
Stripe was founded in 2011 and is now available in over 110 countries. It offers a full suite of payment tools tailored for online businesses.
With Stripe, your customers can pay with their credit cards directly on your site — no need to go through a traditional bank or create an account. The platform ensures security through 3D Secure, fraud detection via Stripe Radar, and a built-in dispute management system.
Stripe also supports Apple Pay, Google Pay, and selected “Buy Now, Pay Later” methods like Klarna and Affirm, making it one of the most flexible and developer-friendly options for modern e-commerce.
3 - Square
Square is a complete payment solution designed for small and medium-sized businesses. Created in 2009, it combines online payments, point-of-sale systems, and useful business tools in one platform.
It supports credit cards, mobile wallets (Apple Pay, Google Pay), and “Buy Now, Pay Later” options like Afterpay. Its ease of use and fast setup make it a great choice for merchants selling both online and in person.
4 - Amazon Pay
Everyone knows Amazon — but not everyone knows they offer a payment solution for online stores. With Amazon Pay, your customers can check out using their existing Amazon account, without needing to create a new one on your site.
This means faster checkout, familiar security, and increased trust — especially useful for smaller or lesser-known e-commerce sites. Amazon Pay is easy to integrate and supports both desktop and mobile transactions.
5 - Shop Pay (Shopify)
Shop Pay is Shopify’s accelerated checkout solution, designed to streamline the buying process on Shopify-powered stores. It allows customers to save their payment and shipping details securely, enabling one-click purchases across thousands of online shops.
In 2025, Shop Pay supports Apple Pay, Google Pay, and “Buy Now, Pay Later” options through Shop Pay Installments. It also offers carbon-neutral deliveries and a seamless mobile experience, making it a favorite among both merchants and shoppers.
6 - Apple Pay / Google Pay
Mobile payment has become the new standard. Apple Pay and Google Pay integrate easily with platforms like Stripe, Adyen, and others. Perfect for boosting mobile conversions and offering a smooth, one-click checkout experience.
https://www.apple.com/apple-pay/ | https://pay.google.com/about/
7 - Klarna
Klarna is a leading “Buy Now, Pay Later” solution, widely used across Europe and North America. It allows customers to split their purchases into interest-free installments, making it easier to convert hesitant buyers.
In 2025, Klarna continues to expand its reach with over 100 million active users and 700,000+ merchant partners. It integrates easily with platforms like Shopify and Stripe, and also supports mobile wallets and traditional card payments.
8 - Afterpay
Afterpay is a leading “Buy Now, Pay Later” service that lets customers split their purchases into four interest-free payments. It’s widely used in the U.S., Australia, and Europe, and integrates easily with platforms like Shopify, WooCommerce, and BigCommerce.
In 2025, Afterpay introduced new features like flexible payment scheduling and the ability to delay the first installment on eligible orders — helping customers better align payments with their income cycles
9 - Affirm
Affirm is a U.S.-based “Buy Now, Pay Later” provider founded in 2012 by PayPal co-founder Max Levchin. It allows customers to split purchases into fixed monthly payments, often interest-free, directly at checkout.
In 2025, Affirm serves over 22 million users and partners with more than 350,000 merchants. It integrates with platforms like Shopify, BigCommerce, and Salesforce Commerce Cloud, and supports both online and in-store payments.
10 - Venmo
Venmo is a popular mobile payment app in the U.S., originally known for peer-to-peer transfers between friends. Today, it also offers business profiles and checkout options for online stores.
In 2025, Venmo has evolved into a full-service payment platform with over 64 million monthly active users. It supports in-store and online payments, offers a debit card with cashback rewards, and integrates with platforms like Shopify and TikTok Shop.
11 - Adyen
Adyen is a Dutch payment platform that handles both online and in-store transactions. It offers one of the widest selections of payment methods, including credit cards, bank transfers, mobile wallets (Apple Pay, Google Pay), PayPal, and Alipay.
Adyen is especially valued by international merchants for its unified API and smart routing technology, helping optimize conversion and reduce payment friction across markets.
12 - Coinbase Commerce
Coinbase Commerce is a crypto payment solution that allows merchants to accept digital currencies like Bitcoin, Ethereum, and USDC directly on their websites. It’s designed for businesses that want to tap into the growing crypto economy without needing deep blockchain expertise.
In 2025, Coinbase launched a full-stack stablecoin payment system built around USDC, offering fast, gasless transactions and seamless integration with platforms like Shopify. This makes it easier than ever to accept crypto payments globally, 24/7.
Cryptomonnaies
No, cryptocurrency isn’t just for the dark web. In 2025, accepting crypto payments has become easier than ever — whether through direct wallet-to-wallet transactions or via integrated solutions like Coinbase Commerce, BitPay, or NOWPayments.
Merchants can now accept Bitcoin, Ethereum, USDC, and thousands of other digital currencies. Some platforms, like PayPal, have even started offering crypto as a checkout option. With over 8,000 cryptocurrencies in circulation, crypto payments are no longer niche — they’re a growing part of global e-commerce.
More for your ecommerce website with FlexiSite
Need help with your eCommerce project? Get in touch — FlexiSite offers flexible, scalable solutions tailored to your needs. Whether you’re launching a simple sales page or a full-featured online store, we’re here to help bring your vision to life and support your success every step of the way.
| # | Payment Method | Type | Link |
|---|---|---|---|
| 1 | PayPal | Universal wallet | |
| 2 | Stripe | Payment gateway/API | |
| 3 | Square | POS + online | |
| 4 | Amazon Pay | Express checkout | |
| 5 | Shop Pay (Shopify) | Accelerated checkout | |
| 6 | Apple Pay / Google Pay | Mobile wallet | / |
| 7 | Klarna | Buy Now, Pay Later (BNPL) | |
| 8 | Afterpay | Buy Now, Pay Later (BNPL) | |
| 9 | Affirm | Buy Now, Pay Later (BNPL) | |
| 10 | Venmo | P2P + business payments | |
| 11 | Adyen | Enterprise payment platform | |
| 12 | Coinbase Commerce | Crypto payments |